Your Access to Free Credit Reports


Your Credit Score is calculated from your credit report. Without a descent credit score you can run into trouble buying a new car or moving to a new apartment.

As you can see, the credit score is a very important value for you. Therefore you need to watch it carefully and react immediately if you discover any errors in it.

If you order your own free credit report below, it won’t affect your credit score



The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation’s consumer reporting companies. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the FCRA with respect to consumer reporting companies.

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